Balancc is a money management app that helps you organize spending, automate bills, and save consistently by giving your money structure. Instead of one big balance, Balancc gives your money clear roles — you decide what each part is for, and the system helps you stick to it automatically.

Main Wallet: Your flexible money — spend or move it anytime with no restrictions or lock-ins.

Bags: Money with a job. Create bags for things like food, rent, transport, or utilities. Set clear limits and automate bill payments.

Vaults: For long-term discipline. Lock your money for a set period and earn interest. No temptation to dip in.

Vaults lock your money for a set period and earn interest. Half of the interest is paid upfront when you create the vault, and the rest is paid when the vault matures. This structure rewards discipline and helps you stay committed to your savings goals.

Yes. Balancc does not directly hold customer funds. All funds are securely held with Clearwater Trust Ltd. — a licensed financial custodial partner responsible for safeguarding customer balances. Your money is held in segregated accounts, and Balancc cannot move or use your funds without your instructions.

Balancc is built for people who earn a steady income, have rent, bills, subscriptions, or dependents, and want control without complexity. If you've ever said "I earn money, but I don't feel in control of it" — Balancc was built for you.

No. With Balancc, you don't need to track every expense manually, think about money every day, or be "good" at budgeting. You only need to set it up once, and let the system do the rest. Balancc works quietly in the background — so you can focus on life.