Money comes in. Money disappears. Every. Single. Month.
You earn well. You hustle. But somehow, you’re broke before the month ends.
You don’t need more discipline. You need a system that protects your money and shows you exactly where it’s going.
Numbers are examples. Yours adjust automatically.
Finally know where your money goes.
Your bank transactions sync automatically, every day.
Food, bills, transport, shopping — cleaned and grouped.
See what swallows your money the most.
No spreadsheets. No budgets. Just truth.
“No more guessing. You’ll always know what’s safe to spend — today.”
After rent, family, and savings are already protected.
You don’t fail at saving because you’re careless. You fail because your money isn’t protected.
Every month you start saving. And every month, you touch it. Rent delayed. Bills pile up. That “small transfer” ruins everything.
Balancc fixes this by auto‑routing your income into protected Bags:
- Rent
- Emergency
- Family support
- Goals
Essentials get funded first.
Gentle friction before you withdraw.
Emergency buffer + auto top‑up on next inflow.
“This time, your savings won’t just start. They’ll grow — and stay.”
- SOS: Dynamic buffer that scales with your balance — enough for real emergencies without derailing your goals.
- Cooling‑off: Set 12–72h timers to avoid impulse withdrawals.
- Auto‑recovery: If you dip in, Balancc tops it back up on your next inflow.
Your goals fund themselves. Automatically.
The hardest part of saving isn’t deciding what to save for — it’s doing it every time. With Balancc, the moment your income lands, your goals are funded in order of priority:
- Rent gets its share first.
- Family is covered.
- Emergency fund grows in the background.
- Then your flex goals — travel, new phone, laptop — get their cut.
No mental math. No discipline. No guilt. Just Bags filling up on autopilot.
“Imagine seeing rent, emergency, and travel all growing at the same time — without lifting a finger.”
Progress animates when this card comes into view.
Budget apps feel like homework. Lock‑only apps feel like punishment. Balancc feels like freedom.
Not just locks
Humane savings. Protected, but flexible with SOS withdrawals.
Not budgets
One daily guardrail, not 20 categories.
Built for us
Tithes, black tax, rent deadlines — real Nigerian realities.
“Finally, a money app that works the way you actually live.”
How much longer will you let your money slip away?
You’ve tried saving apps. You’ve tried spreadsheets. They don’t work. Balancc does — because it protects your money from disappearing, while giving you clarity every day.