Stop letting your money vanish. Start making it work for you.
Every month you promise yourself you’ll do better. Track better. Save better. But somehow… you’re broke before the month ends.
You don’t need more discipline. You need Balancc — the system that protects your income, shows you where it’s going, and makes sure you always have something left.
If you don’t know where your money goes, you’ll never control it.
Your bank transactions appear automatically.
Food, bills, shopping, transport — cleaned up.
See what eats the most weekly and monthly.
“PR123 GTB POS 033” becomes Spar Lekki.
See an example
“Ah, ₦120k went to eating out. ₦50k to rides. ₦30k on subscriptions I don’t use.”
After rent, family, and savings are already protected.
You don’t fail at saving because you’re careless. You fail because your money isn’t protected.
Every month, you start saving. And every month, you touch it. Rent delayed. Bills pile up. That “small transfer” ruins everything.
Balancc fixes this by auto‑routing your income into Bags: rent, emergency, family, goals.
- FlexLock: adds gentle friction before you withdraw.
- SOS buffer: a little lifeline when life happens.
- Auto recovery: if you dip in, Balancc helps you refill it automatically.
Savings that start, grow — and stay.
- SOS: Instant access to a small, dynamic buffer that scales with your balance — enough for real emergencies without derailing your goals.
- Cooling‑off: Set 12–72h timers to avoid impulse withdrawals.
- Auto‑recovery: If you dip in, Balancc tops it back up on your next inflow.
You earn well. But money without a plan is money that disappears.
Whether you’re sending money to family, saving for rent, or planning future purchases — Balancc keeps you organized.
- Rent: broken into weekly saves so deadlines don’t hit hard.
- Bills: set aside before you overspend.
- Family: already protected on payday.
See who this helps
Magnus wants tracking + reminders. Foluke wants steady growth without touching it. Both get exactly what they need.
Numbers are examples. Your plan adapts to your income.
Budget apps feel like homework. Lock‑only apps feel like punishment. Balancc feels like freedom.
Not just locks
Your money is protected, but still flexible with SOS withdrawals.
Not budgets
One daily guardrail, not 20 categories.
Built for us
Tithes, black tax, rent deadlines — real Nigerian realities.
How much longer will you let your money slip away?
You’ve tried budgeting. You’ve tried lock‑only apps. They don’t work. Balancc does — because it was built for people like you.
Don’t be the one still asking “where did my money go?” while your friends finally have clarity and savings that stick.